How Can You Protect Against Downside Risk?
Are you like several Americans who have transitioned from one place of an employment to another during your career? What decision did you make about the 401k or other Qualified Plan you built up with retirement savings at your previous employer? My hope is that the answer is not, "I forgot about it or I moved it to my current employer."
That old 401k can be a key component to your retirement income plan in the future. But if left to its own devices, you could be in for unnecessary risk.
Investing directly in the stock market exposes investors to both volatility and market risk. This uncertainty can make it difficult to create a reliable retirement income plan. Fixed indexed annuities (FIAs), which track market indexes but aren’t invested directly in the market, allow some exposure to market gains while avoiding market downside. See the chart below.
Call us today to schedule a complimentary consultation. We would like to "stress test" your retirement income plan and help you protect, grow and position all of your retirement assets for the future.
When Your Life is Changed in an Instant...
September is Life Insurance Awareness Month. A perfect time to remind you about the benefits of life insurance while you are still living? Consider this…
The death benefit protection of life insurance is certainly important for our loved ones. But what about their needs while we are still living? Life insurance with Living Benefits can provide a safe harbor to help you in the event of a qualifying illness or injury. Living Benefits can provide a benefit that can be used to pay for anything you choose. In this case, to pay for medical services not covered, experimental treatments and household bills.
Watch this powerful story about a family who's situation changed in an instant due to a critical illness: click here for the video
Schedule your financial check-up today to ensure that your life insurance includes Living Benefits.